🌊 The Wealth Wave Report – May 13, 2025 | 5 PM EST Edition

🌊 The Wealth Wave Report – May 13, 2025 | 5 PM EST Edition
Your PM pulse on the global money tide – no fluff, just facts.

📊 Markets at a Glance:

• 📉 Dow Jones: -0.39%

• 📉 S&P 500: -0.26%

• 📈 Nasdaq: +0.22%

Investors stayed cautious ahead of tomorrow’s CPI release. All eyes are on inflation. If it ticks up, rate cut hopes get shaky. If it drops? Expect a mini rally. 🚀

🌐 Global Financial Pulse:

• 🇺🇸 U.S.: Fed officials are split down the middle. Some want to wait longer on cuts, while others hint at late summer easing. 🏛️

• 🇯🇵 Japan: Yen is still weak. Expect potential BOJ intervention. Forex traders, this is your playground right now. 💹

• 🇧🇷 Brazil: Central bank paused rate cuts after inflation hit 4.2%. This sends a signal: Emerging markets are watching the Fed closely.

🪙 Crypto Watch:

• Bitcoin: $61,300 ⬇️ -1.5%

• Ethereum: $2,870 ⬇️ -1.2%

Coinbase is under fire (again) for its staking practices. The SEC isn’t letting up. Be cautious if you're staking or holding altcoins. 🔒👀

💡 Tips & Tricks To Stack Smart Money:

💳 1. Credit Card Hack:
Got a 0% APR card? Don’t waste it. Do a balance transfer, pay off your high-interest debt, then snowball payments before the promo ends. That’s how you flip the game. 🔄💸

🏦 2. Bank Account Bonus Strategy:
Open a new checking account with $500+ direct deposit = $200 bonus? Stack 3 of these over 6 months, and you just made an easy $600 with zero investment. That’s clean hustle. 💰🧠

📉 3. Automatic Investing Rule:
Set a recurring weekly transfer into a diversified ETF. Doesn’t matter if it’s $5 or $50. Time > timing. This is how real wealth is built while you sleep. 🛌📈

🚨 Breaking News You Need to Know:

• Red Lobster officially files Chapter 11. Bad leases + inflation = seafood nightmare. 🍤⚠️

• Student loan interest is now back over 7% for new federal loans. This is highway robbery. Encourage clients and students to refinance privately if they have solid credit. 📚💳

• U.S. Household debt hits a record $17.8 TRILLION. Yep. People are living on borrowed time. Make sure your clients aren’t. 🔍

🧭 McIntyre Takeaway:

In this environment, people don’t need hype. They need a plan. This is your chance to be the financial anchor they’ve never had. Show them how to save with intention, borrow with strategy, and invest with patience. Legacy moves only. 🛡️👑