🌊 The Wealth Wave – 9AM Edition | May 15, 2025

🌊 The Wealth Wave – 9AM Edition | May 15, 2025
Hello y’all, this is The Wealth Wave — your go-to financial forecast for everyday people building real wealth, not just chasing hype. Let’s dive in. 💸🌍

📈 Market Pulse: Calm Before the Storm?

• U.S. Markets: Dow and S&P dipped slightly yesterday as investors digest inflation data and prep for more Fed speak today. CPI data showed inflation cooled just a bit — not enough to guarantee a rate cut, but enough to keep hope alive.

• 🔥 Bitcoin: Sitting strong around $63K. ETF inflows are still holding steady. If you’re in crypto, stay sharp. Volatility is creeping back in.

• 🪙 Global Buzz:

  • Japan’s GDP shrank for Q1, raising recession fears and weakening the yen again.

  • Germany’s economy is showing early signs of rebound, especially in manufacturing and exports.

  • India's rupee hits a fresh low against the dollar. Exporters winning, importers struggling.

💡 Wealth Tip of the Morning:
Use “high-yield checking” to stack coins while doing nothing.
Tired of 0.01% APY? Grab a high-yield checking account from a credit union or digital bank. Some pay 4–6% on balances under $10K when you meet basic requirements (like using your debit card 10x/month). That’s free money for doing what you already do. Pair it with a cash back debit or rewards checking, and you’ve got a double win. 🏦📲

🧠 Quick Knowledge Nugget:
Ever heard of the "Rule of 72"?
It’s a simple way to estimate how long it’ll take your money to double. Divide 72 by your interest rate.
Example: At 6% interest, your money doubles in 12 years.
Now imagine if you boosted that to 12% with a business investment or strategic income stacking. Just sayin’. ⚡

🔍 McIntyre Insight of the Day:
Your bank isn’t going to make you rich — but using your bank smarter than the average Joe will. Don’t just open accounts — optimize them. Add automation. Add reward loops. Add velocity. You’re not here to save pennies — you’re here to build power. 💼💥

🖥️ Stay Plugged In:
👋 Visit TheWealthWave.net for more tips, tools, and training.
✍️ Preorder the upcoming book Who Has Me — only $5!
📲 Follow McIntyre Financial on socials for daily drops & client spotlights.

Let’s make today count. Stack smart. Move with purpose. 🧠💰
– Dylan McIntyre & The Wealth Wave Team